Terms of service

Develop Credit: WEBSITE AND MOBILE APPLICATION TERMS OF USE

**Effective Date: August 20, 2023**

Welcome to Develop Credit! Please carefully review these Terms of Use before using our website or mobile application.

Arbitration Notice: THESE TERMS OF USE INCLUDE A BINDING ARBITRATION PROVISION THAT MAY AFFECT YOUR RIGHTS. READ IT CAREFULLY.

By accessing or using the Develop Credit website, accessible at https://develop.credit , our mobile application, or any other online services where these Terms of Use are posted (collectively, the "Site"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use our Site.

**1. Acceptance of Terms**

These Terms of Use constitute an agreement between you and Develop Credit, LLC. ("Develop Credit"). By accessing or using the Site, you agree to comply with these Terms of Use and our Privacy Policy available at https://develop.credit/privacypolicy, which is incorporated by reference.

**2. Use of Site**

The Site is intended for personal and non-commercial use unless explicitly stated otherwise. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the Site without our prior written consent.

**3. User Content**

If you submit any unsolicited suggestions or materials ("User Content"), you grant Develop Credit a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content throughout the world in any media.

**4. Copyrights and Trademarks**

All content and materials on the Site, including text, graphics, logos, button icons, images, audio clips, digital downloads, and data compilations, are owned or licensed by Develop Credit and protected by copyright and trademark laws. You may not use any trademarks, service marks, or logos appearing on the Site without our prior written consent.

**5. Termination**

Develop Credit reserves the right to terminate or suspend your access to the Site without prior notice for any reason, including if you breach these Terms of Use.

**6. Third-Party Links**

The Site may contain links to third-party websites ("External Sites") for your convenience. Develop Credit does not endorse, sponsor, or control these External Sites and is not responsible for their content or practices.

**7. Disclaimer of Warranties**

THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, DEVELOP CREDIT DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS.

**8. Limitation of Liability**

IN NO EVENT SHALL DEVELOP CREDIT OR ITS AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOST PROFITS, LOSS OF DATA, OR LOSS OF USE.

**9. Indemnification**

You agree to indemnify and hold Develop Credit, its officers, directors, employees, agents, licensors, and suppliers harmless from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of your use of the Site or violation of these Terms of Use.

**10. Governing Law and Arbitration**

Except as set forth in the Arbitration Provision below, these Terms of Use shall be governed by and construed in accordance with the laws of the State of Wyoming  without regard to its conflict of law principles.

**11. Updates**

Develop Credit may update these Terms of Use from time to time without prior notice. Your continued use of the Site after any changes signifies your acceptance of the updated terms.

**12. Contact Us**

If you have any questions or comments about these Terms of Use, please contact us at [email protected] or write to us at 312 W 2nd St, Floor A4320, Casper, WY 82601.

**13. General**

Failure by Develop Credit to enforce any provision of these Terms of Use shall not constitute a waiver of such provision. These Terms of Use constitute the entire agreement between you and Develop Credit regarding your use of the Site.